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Payment Plans

Flexible Payment Options at Appin Dental Surgery

Helping You Access the Treatment You Need, When You Need It

Unexpected dental costs can be stressful. Whether it's for emergencies, specialist treatments, or cosmetic procedures not covered by insurance, you shouldn't have to put off the care you need. At Appin Dental Surgery, we're here to help you get the treatment you need without the financial worry. We proudly serve the communities of Wilton and Picton, offering accessible dental care to our neighbours.

Flexible Payment Plans to Suit You

We've partnered with trusted providers like Afterpay, Zip, and the National Dental Plan to offer a range of flexible payment options. These plans allow you to spread the cost of your treatment over time, with many including interest-free periods. Our team will walk you through the details, so you can easily choose the best fit for your situation.

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Afterpay: A Flexible Payment Plan for Wilton and Picton

Afterpay is a popular ‘buy now, pay later’ service that allows you to receive the dental treatment you need today and pay for it over four fortnightly instalments across six weeks. This service is interest-free, provided all payments are made on time.

  • Four Payments: Pay for your treatment in four equal instalments, deducted automatically every two weeks.

  • Convenient Reminders: Afterpay sends helpful reminders to keep you on track with your payments.

  • Quick Approval: Eligibility depends on Afterpay's approval process, which is based on your payment history and ability to repay.

Afterpay is ideal for patients needing urgent dental care or cosmetic treatments not covered by insurance. It provides the flexibility to get the care you need promptly, without the burden of a single large upfront payment. To avoid late fees, ensure you make payments on time. For full details and terms, please visit the official Afterpay website.

ZIP: Flexible Dentist Payment Plans for Wilton and Picton

Zip offers two payment options—Zip Pay and Zip Money—designed to help you manage dental treatment costs by spreading payments over time.

Zip Pay: For Smaller Treatments

  • Ideal for: Dental treatments of a smaller value.

  • Repayments: You can choose to pay weekly, fortnightly, or monthly, as long as you meet the minimum monthly repayment.

  • Fees: This service is always interest-free. A monthly account fee applies, but it is waived if you pay your statement closing balance in full by the due date.

Zip Money: For Larger Treatments

  • Ideal for: More substantial treatments, with a higher credit limit.

  • Interest: Provides an interest-free period, though the length can vary with specific merchant offers.

  • Fees: A one-off establishment fee may apply, depending on your approved credit limit. A monthly account fee is also charged, but it's waived when you have no outstanding balance.

  • Repayments: Minimum repayments are required to be made monthly.

Please note: Zip Pay and Zip Money are credit products subject to approval and eligibility checks. Late fees and other charges may apply if repayments are missed. Please review Zip’s full terms and conditions on their website for complete details.

National Dental Plan: Affordable Care for Wilton and Picton with No Interest

The National Dental Plan (NDP), powered by Humm, offers a flexible way to spread the cost of dental treatments over time with no interest, making quality dental care more accessible. This plan is available to residents of Wilton and Picton seeking to manage their dental expenses.

  • Finance Your Treatment: Spread the cost of your dental treatment with flexible repayment terms. The plan offers no interest ever, but a deposit may be required.

  • Simple Fees: While there is no interest, a one-off establishment fee and a small monthly account fee apply while your account is active.

  • Easy Repayments: Payments are made fortnightly, ensuring you can manage your budget effectively.

The NDP is ideal for patients requiring more extensive dental work or those seeking a structured, interest-free payment plan to manage their treatment costs. It provides a straightforward way to access the care you need without a large upfront payment.

The application process is quick and straightforward—you can apply online, via the Humm app, or in-clinic, with approval often granted within minutes. Our friendly team at Appin Dental Surgery is here to help you set up the National Dental Plan that best suits your circumstances.

The National Dental Plan is a credit product subject to approval. For full details on terms and conditions, fees, and to learn more, please visit the official NDP website or contact their support team.

Which Payment Option is Right for You?

Choosing the right payment option depends on your treatment, desired flexibility, and financial preferences. Here's a quick guide to help:

  • Afterpay: Best for smaller treatments like check-ups and cleans. Split your payment into four equal fortnightly instalments over six weeks, interest-free. Approvals are fast.

  • Zip: Ideal for medium to larger treatments such as crowns or cosmetic work. Choose from Zip Pay for smaller costs or Zip Money for larger procedures. You can pick your repayment schedule, and eligible plans may have interest-free periods.

  • National Dental Plan (NDP): The best choice for comprehensive treatments like dental implants or orthodontics. The NDP, powered by Humm, offers flexible, interest-free fortnightly repayments over a longer term, designed for higher credit limits. A deposit and some fees may apply.

Ready to Make Your Dental Care More Affordable?

Whether you're booking a routine check-up or exploring treatment options, our team is here to help you access the care you need with a payment plan that fits your lifestyle. We'll walk you through each option and help you choose what works best for you.

Don't let cost hold you back from a healthy, confident smile.

Call us on (02) 9068 1369

Book online anytime – it's quick, easy, and secure

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Begin your Journey with
Appin Dental Surgery!

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